Torchmark Corporation, through its subsidiaries, provides individual life and supplemental health insurance products, and annuities to middle income households primarily in the United States, Canada, and New Zealand. It offers various life insurance products, including traditional and interest sensitive whole-life insurance, term life insurance, and other life insurance. The company provides various insurance products, including juvenile and senior life coverage; medicare supplement; supplemental limited-benefit health insurance products that include hospital/surgical plans, cancer, and accident plans sold to individuals under age 65; and medicare supplement and medicare part D prescription drug insurance. Its annuity products include single-premium deferred annuities, flexible-premium deferred annuities, and variable annuities. Torchmark Corporation sells its products through direct response, exclusive agents, and independent agents. The company was founded in 1900 and is based in McKinney, Texas. Analysts' Targets Friedman, Billings, Ramsey & C $72 Outperform Thursday, June 26, 2008