If it was rise for a good reason, I will really take the money and run especially today, I badly need it because I was recently laid off. A company undergoing a layoff is never fun for employees. (However, management still gets ivory back scratchers – now who should be getting laid off, the people who can't steer the ship, or the ones scrubbing the deck?) That said, a layoff of employees doesn't guarantee that a company will return to profits afterward. Right now, the Small Business Administration offers American Recovery Capital loans, for companies that were doing well before the recession, and companies can use a furlough, if done legally. (Unpaid time off, but notification must be issued well in advance.) Though it isn't easy to contemplate a layoff, it won't guarantee debt relief, or that an already sinking ship will float again.